Welcome to this charming, single-story, 3-bed, 2-bath home on a spacious corner lot. While HOA fees are LOW, Spanish Oaks is a well-kept community nestled amidst mature oak trees. With its bright and well-kept interior, this home is ready for a new owner in any stage of life. The primary bedroom is filled with light, complemented by an en-suite bath and a large walk-in-closet. A jack-and-jill bath conjoins two additional bedrooms that could be used as an office or hobby room, as well. Outside, the screened-in patio and large lot provide plenty of space for outdoor activities, gardening, or simply enjoying the beauty of the surrounding nature. Conveniently located near shopping and island amenities, this home offers the perfect blend of comfort and lifestyle.
Property Details
Property Features
Property Information:
Architectural Style: Traditional
Year Built: 1998
Living Area: 2,021 SqFt
Listing Office:
Office Name: FERNANDINA BEACH REALTY
Listing Agent: KELLI ALLEN
Interior Features
Interior Information:
Appliances: Gas Range, Microwave, Refrigerator
Flooring Type: Carpet, Tile
Interior: Breakfast Nook, Jack and Jill Bath, Primary Downstairs
Fireplace: Double Sided, Gas
Bedroom and Bathroom Information:
Full Bathrooms: 2
Total Bedroom Count: 3
Exterior Features
Exterior Information:
Private Pool: No
Exterior: Porch/Covered, Screened Porch
Parking Information:
Garage Space: 2 spaces
Attached Garage: No
Parking: Garage
Lot Features
Lot Information:
Lot: Corner Lot, Few Trees
Lot Size: 0.36 Acres
Utilities
Utilities Information:
Heating: Central, Heat Pump
Cooling: Central Air
Other
Directions Information:
Directions: I95N, exit A1A/SR 200, Left on Barnwell, Right on Willow Oak Lane, home is on the corner on the right.
Price Information
Listing Price Info
Price Summary:
List Price: $405,000
Price Per SqFt: $200/SqFt
HOA Fees:
Amount: $210
Frequency: Annually
Tax Information:
Annual Amount: $1,791
Tax Year: 2020
What can I afford?
Understand what home price range makes sense for your budget.
Housing Market Comparison
See how this home compares to others in Fernandina Beach, FL.
Calculate your estimated monthly expenses for this listing. Play with the values below to better understand your monthly payment and utilities.
$2,106
Per Month
Principal & Interest
$2,022
Home PriceThe dollar amount you pay for the home.
$
Interest RateMortgage interest rates fluctuate, but they're typically in the 5% to 9% range. Your rate will be calculated based on personal details including your credit score.
%
Down PaymentThe initial money paid at closing that is usually a percentage of the purchase price. Most loans require at least 3% down, but a 0% down payment may be possible if you're eligible for a VA or USDA loan.
$%
Loan TermThis is how long you'll pay on the loan. A longer term gives you smaller payments, while a shorter term saves you money on interest.
Property Taxes
$0
Property Taxes -Annual CostEvery homeowner pays taxes to their local government based on their home's value and the property tax rates for the county or city. Most areas charge property taxes semiannually.
$/ Year
Mortgage Insurance
$0
Mortgage Insurance -Monthly PremiumMortgage insurance helps secure a mortgage with a lower down payment. It typically costs 0.1% - 2% of your loan amount per year.
$/ Month
Homeowners Insurance
$67
Homeowners Insurance -Monthly PremiumMost homeowners pay about $1,000 a year for homeowners insurance, but the cost varies based on your location, home and coverage.
$/ Month
Homeowners Association (HOA)
$17
Homeowners Association -Monthly FeesHomeowners Association (HOA) fees can range from $30 per month to $500+ per month. Be sure to ask your agent about HOA fees on a home as it can impact your affordability or check the online home listing.
$/ Month
Utilities
$0
Utilities - Monthly CostYou'll need to budget for utilities as a homeowner, which typically includes water and sewer, gas and electric, internet and cable. Cost will depend on your location and the size of your home. On a monthly basis, Americans pay $239 - $442 per month.
$/ Month
Recommended Financing
30-Year Fixed
Rate/APR
7.5% / 6.68%
Total Monthly Payment
$1,281
Powered By
NMLS#3030
Schools
Schools Nearby
The school rating is a score out of 10, where 10 is the highest and 1 is the lowest. Assigned schools have a bold outline.
We're sorry, we currently don't have assigned school data for this listing.
Nearby Schools
7
/10
Yulee Elementary School
86063 Felmor Rd
Distance between this listing and this school4.18 miles
Public District Grades 2-5
7
/10
Saint Marys Elementary School
600 Osborne St
Distance between this listing and this school6.83 miles
Public District Grades PK-5
6
/10
Mary Lee Clark Elementary School
2900 Mickler Dr
Distance between this listing and this school10.46 miles
Public District Grades PK-5
Nearby Schools
7
/10
Yulee Middle School
85439 Miner Rd
Distance between this listing and this school3.85 miles
Public District Grades 6-9
5
/10
Fernandina Beach Middle School
315 Citrona Dr
Distance between this listing and this school4.81 miles
Public District Grades 6-8
8
/10
Saint Marys Middle School
205 Martha Dr
Distance between this listing and this school9.00 miles
Public District Grades 6-8
Nearby Schools
7
/10
Emma Love Hardee Elementary School
2200 Susan Dr
Distance between this listing and this school3.84 miles
Public District Grades 1-11
5
/10
Yulee High School
85375 Miner Rd
Distance between this listing and this school4.09 miles
Public District Grades 9-12
3
/10
Nassau Virtual Franchise
1201 Atlantic Ave
Distance between this listing and this school4.55 miles
The neighbors living near this home have an average income of $86,319. Most Fernandina Beach, FL residents have annual incomes between $35k-100k. Typical family type is married, no kids. The majority of residents in this area have post secondary degree education.
All data provided by Home Junction and Claritas
Frequently Asked Questions About 94012 Willow Oak Ln
What is the listing price of this property?
The listing price of 94012 Willow Oak Ln property is $405,000.
What type of property is this?
The property 94012 Willow Oak Ln is a house located in Fernandina Beach, Florida, 32034.
Is this property for sale now?
Active Listing: 94012 Willow Oak Ln is For Sale (Active/New) which means the seller is accepting offers.
What is the annual property tax for this property?
According to the records, the last property tax for 2020 is $1,791 (source: MLS/based on county public records data).
How many bedrooms and bathrooms does this property have?
The property at 94012 Willow Oak Ln has 3 bedrooms and 2 bathrooms.
What is the square footage of this property?
The property 94012 Willow Oak Ln is 2,021 SqFt (source: MLS/tax record).
Which year was this property built?
The year of construction for 94012 Willow Oak Ln is 1998.
This home is located at 94012 Willow Oak Ln in Fernandina Beach, FL and zip code 32034. This 2,021 square foot home, which was built in 1998, sits on a 0.36 acre lot. Features: 3 bedrooms, 2 bathrooms. It has been listed on Rocket Homes since April 25, 2024 and is currently priced at $405,000.
While more than 6 listings in Fernandina Beach, FL in April 2024 were sold above asking price, there were more than 11 listings sold at asking price, and more than 42 were sold below. Between March 2024 and April 2024, Fernandina Beach, FL real estate market has seen increase in the number of listings by 7.7%. The median list price of listings available in April 2024 was $589,286, while the average time on the real estate market was 51 days.
From Rocket Homes Real Estate and based on county public records data.