97 Graham St, Defuniak Springs, FL, 32435

Location

Get An Agent. Get A Mortgage.

Let Us Help You Buy A Home And Save BIG

Save BIG.

97 Graham St, Defuniak Springs$164,999

Buyer Closing Credits

$1,959^*

1.25% Loan Amount

Sell Your Home And Save More

Connect With An Agent

Still Have Questions? Contact Us.

1 (855) 200-2001

Property Highlights

Home TypeSingle Family Residence

Year Built1971

HeatingCentral

CoolingCentral Air

MLS #941694

Lot Size0.42 Acres

StatusActive

About 97 Graham St

This home is 4 bedrooms (the Walton Co. PA office has 3 bedrooms), 1.5 bathrooms, situated on almost a half acre. This home has a metal roof, updated HVAC (2021), and new hot water heater. With a little TLC, this home will make a great starter home, rental or investment. (Photos will be updated soon)

View More

Property Details

Property Features

Property Information:

• Architectural Style: Ranch
• Year Built: 1971
• Stories: 1
• Living Area: 1,320 SqFt

Listing Office:

• Office Name: Team Walton Real Estate Professionals
• Office Email: donna@teamwalton.com
• Listing Agent: Nikki Galloway

Interior Features

Bedroom and Bathroom Information:

• Full Bathrooms: 1
• Total Bedroom Count: 4

Exterior Features

Exterior Information:

• Private Pool: No

Lot Features

Lot Information:

• Lot Size: 0.42 Acres

Utilities

Utilities Information:

• Heating: Central
• Cooling: Central Air

School Info

Assigned Schools Information:

• Walton High School, Public District Grades 9-12
• Freeport Senior High School, Public District Grades 9-12
• Paxton School, Public District Grades PK-12
• Walton Middle School, Public District Grades 6-8
• Freeport Middle School, Public District Grades 5-8
• Emerald Coast Middle School, Public District Grades 5-8
• West Defuniak Elementary School, Public District Grades PK-5
• Maude Saunders Elementary School, Public District Grades PK-5
• Mossy Head School, Public District Grades PK-5

Other

Directions Information:

• Directions: Highway 90 East to right onto S. Norwood Road. The road will dead end, turn right onto Dorsey Avenue. Graham Street will be on your left. Look for signs.

Price Information

Listing Price Info

Price Summary:

• List Price: $164,999
• Price Per SqFt: $125/SqFt

Tax Information:

• Annual Amount: $595
• Tax Year: 2020

What can I afford?

Understand what home price range makes sense for your budget.

See What I Can Afford

Housing Market Comparison

See how this home compares to others in Defuniak Springs, FL.

Defuniak Springs, FL

City

Med. Sold Price

$259.9K

Med. Price/SqFt

$178

Avg. Days On Market

105

# of Sold Homes

13

97 Graham St vs Defuniak Springs

81 DAYS ON ROCKET

-24 Days

$164,999

-$94.9K Less

$125/SqFt

-$54 Less

KEY TAKEAWAY

This property is $94.9K less than the Median Sold Price and $54/SqFt less than other homes in Defuniak Springs, FL.

Based on homes sold in the last 12 months

MLS Details

MLS Information:

• MLS Name: Emerald Coast Association of REALTORS®
• MLS Number: #941694

Listing Office:

• Office Name: Team Walton Real Estate Professionals
• Office Email: donna@teamwalton.com
• Listing Agent: Nikki Galloway

Information Deemed Reliable but not guaranteed. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. All listings are provided courtesy of the Emerald Coast Association of Realtors, Copyright 2024. All rights reserved.
Data displayed may be a portion of, and not a complete set of all listings published in the MLS.
Last updated on: 4/28/2024, 5:20:23 PM Eastern. If you have any questions regarding the accuracy of this data, please contact us at help@rockethomes.com.

View More

Property Sales & Tax

Tax History

YEAR	PROP. TAX	ASSESSMENT
2020	$595	$43,304
2019	$55	$35,958
2017	$49	$34,562

History based on county public records data.

Payment Calculator

Calculate your estimated monthly expenses for this listing. Play with the values below to better understand your monthly payment and utilities.

$891

Per Month

Principal & Interest

$824

Home Price

Home PriceThe dollar amount you pay for the home.

$

Interest Rate

Interest RateMortgage interest rates fluctuate, but they're typically in the 5% to 9% range. Your rate will be calculated based on personal details including your credit score.

%

Down Payment

Down PaymentThe initial money paid at closing that is usually a percentage of the purchase price. Most loans require at least 3% down, but a 0% down payment may be possible if you're eligible for a VA or USDA loan.

$Down PaymentPercent%

Loan Term

Loan TermThis is how long you'll pay on the loan. A longer term gives you smaller payments, while a shorter term saves you money on interest.

30 year25 year20 year15 year10 year

Property Taxes

$0

Annual Cost

Property Taxes -Annual CostEvery homeowner pays taxes to their local government based on their home's value and the property tax rates for the county or city. Most areas charge property taxes semiannually.

$/ Year

Mortgage Insurance

$0

Monthly Premium

Mortgage Insurance -Monthly PremiumMortgage insurance helps secure a mortgage with a lower down payment. It typically costs 0.1% - 2% of your loan amount per year.

$/ Month

Homeowners Insurance

$67

Monthly Premium

Homeowners Insurance -Monthly PremiumMost homeowners pay about $1,000 a year for homeowners insurance, but the cost varies based on your location, home and coverage.

$/ Month

Homeowners Association (HOA)

$0

Monthly Fees

Homeowners Association -Monthly FeesHomeowners Association (HOA) fees can range from $30 per month to $500+ per month. Be sure to ask your agent about HOA fees on a home as it can impact your affordability or check the online home listing.

$/ Month

Utilities

$0

Monthly Cost

Utilities - Monthly CostYou'll need to budget for utilities as a homeowner, which typically includes water and sewer, gas and electric, internet and cable. Cost will depend on your location and the size of your home. On a monthly basis, Americans pay $239 - $442 per month.

$/ Month

*Disclosures

Recommended Financing

30-Year Fixed

Rate/APR

7.5% / 6.68%

Total Monthly Payment

$561

See More Options

Connect With A Banker

Powered By

Advertisement

NMLS#3030

**Disclosures

Rocket Homes›Florida›Walton County›Defuniak Springs›32435›97 Graham St

This home is located at 97 Graham St in Defuniak Springs, FL and zip code 32435. This 1,320 square foot home, which was built in 1971, sits on a 0.42 acre lot. Features: 4 bedrooms, 1 bathroom. It has been listed on Rocket Homes since February 06, 2024 and is currently priced at $164,999.

In March 2024, from all listings sold in Defuniak Springs, FL there were more than 0 sold above asking price, over 9 sold below and more than 4 were sold right at the asked price. In March 2024 in Defuniak Springs, FL there were 21.8% more homes for sale than in February 2024. While the average time on the market in March 2024 was 105 days, the median list price was $259,900.

From Rocket Homes Real Estate and based on county public records data.