Introducing a fantastic investment opportunity in Waterbury! This three family unit offers a great mix of convenience, potential, and value. The front and back units are studio apartments, each with a bedroom, small kitchen, and bathroom. The upstairs 3rd unit has a full sized kitchen/dining area and bathroom. This unit has the potential for two bedrooms but has been utilized as 1 bedroom in the past. This space is versatile whether you chose to maximize it's rental income potential or live in one unit and collect rent from the others. This property is equipped with all newer windows, and furnace both only 5 years old, ensuring optimal energy efficiency and comfort for all residents. Detached two car garage along with ample parking in the driveway. Please note that this property is being SOLD AS IS, offering a unique opportunity to put your personal touch and renovate according to your preferences. Property will not qualify for FHA financing. Subject to seller finding suitable housing. He is actively looking.
Property Details
Property Features
Property Information:
Year Built: 1900
Living Area: 1,200 SqFt
Listing Office:
Office Name: Showcase Realty, Inc.
Office Phone: (860) 274-7000
Listing Agent: Amanda Nemense
Interior Features
Interior Information:
Basement: Yes
Bedroom and Bathroom Information:
Full Bathrooms: 3
Total Bedroom Count: 4
Exterior Features
Exterior Information:
Private Pool: No
Parking Information:
Garage Space: 2 spaces
Attached Garage: No
Parking: Detached Garage
Lot Features
Lot Information:
Lot: Level
Lot Size: 0.09 Acres
Utilities
Utilities Information:
Heating: Radiant
Cooling: Window Unit(s)
Other
Directions Information:
Directions: GPS Friendly
Price Information
Listing Price Info
Price Summary:
List Price: $220,000
Price Per SqFt: $183/SqFt
Tax Information:
Annual Amount: $3,393
Tax Year: 2021
What can I afford?
Understand what home price range makes sense for your budget.
Housing Market Comparison
See how this home compares to others in Waterbury, CT.
Calculate your estimated monthly expenses for this listing. Play with the values below to better understand your monthly payment and utilities.
$1,166
Per Month
Principal & Interest
$1,099
Home PriceThe dollar amount you pay for the home.
$
Interest RateMortgage interest rates fluctuate, but they're typically in the 5% to 9% range. Your rate will be calculated based on personal details including your credit score.
%
Down PaymentThe initial money paid at closing that is usually a percentage of the purchase price. Most loans require at least 3% down, but a 0% down payment may be possible if you're eligible for a VA or USDA loan.
$%
Loan TermThis is how long you'll pay on the loan. A longer term gives you smaller payments, while a shorter term saves you money on interest.
Property Taxes
$0
Property Taxes -Annual CostEvery homeowner pays taxes to their local government based on their home's value and the property tax rates for the county or city. Most areas charge property taxes semiannually.
$/ Year
Mortgage Insurance
$0
Mortgage Insurance -Monthly PremiumMortgage insurance helps secure a mortgage with a lower down payment. It typically costs 0.1% - 2% of your loan amount per year.
$/ Month
Homeowners Insurance
$67
Homeowners Insurance -Monthly PremiumMost homeowners pay about $1,000 a year for homeowners insurance, but the cost varies based on your location, home and coverage.
$/ Month
Homeowners Association (HOA)
$0
Homeowners Association -Monthly FeesHomeowners Association (HOA) fees can range from $30 per month to $500+ per month. Be sure to ask your agent about HOA fees on a home as it can impact your affordability or check the online home listing.
$/ Month
Utilities
$0
Utilities - Monthly CostYou'll need to budget for utilities as a homeowner, which typically includes water and sewer, gas and electric, internet and cable. Cost will depend on your location and the size of your home. On a monthly basis, Americans pay $239 - $442 per month.
$/ Month
Recommended Financing
30-Year Fixed
Rate/APR
7.5% / 6.68%
Total Monthly Payment
$726
Powered By
Advertisement
NMLS#3030
Schools
Schools Nearby
The school rating is a score out of 10, where 10 is the highest and 1 is the lowest. Assigned schools have a bold outline.
We're sorry, we currently don't have assigned school data for this listing.
Nearby Schools
6
/10
Brass City Charter School District
33 Wolcott St
Distance between this listing and this school0.12 miles
Public Charter Grades PK-1
2
/10
Woodrow Wilson School
235 Birch St
Distance between this listing and this school0.36 miles
Public District Grades PK-5
3
/10
Walsh School
29 Ashley St
Distance between this listing and this school0.51 miles
Public District Grades PK-5
Nearby Schools
2
/10
Reed School
33 Griggs St
Distance between this listing and this school0.94 miles
Public District Grades PK-7
4
/10
Duggan School
952 Bank St
Distance between this listing and this school1.30 miles
Public District Grades PK-8
3
/10
Gilmartin School
107 Wyoming Ave
Distance between this listing and this school1.88 miles
Public District Grades PK-8
Nearby Schools
7
/10
Waterbury Career Academy
175 Birch St
Distance between this listing and this school0.45 miles
Public District Grades 9-9
5
/10
Waterbury Arts Magnet School (High)
16 S Elm St
Distance between this listing and this school0.66 miles
Public Magnet Grades 9-12
1
/10
John F. Kennedy High School
422 Highland Ave
Distance between this listing and this school1.78 miles
The neighbors living near this home have an average income of $32,083. Most Waterbury, CT residents have annual incomes less than $35k. Residents typically live in single, no kids family. The majority of residents in this area have high school diploma education.
This home is located at 98 Wolcott St in Waterbury, CT and zip code 06705. This 1,200 square foot home, which was built in 1900, sits on a 0.09 acre lot. Features: 4 bedrooms, 3 bathrooms. It has been listed on Rocket Homes since April 08, 2024 and is currently priced at $220,000.
Waterbury, CT housing market in April 2024 saw over 46 listings sold above listed price, more than 7 sold at listed price and over 17 sold below. In April 2024 in Waterbury, CT there were 6.9% more homes for sale than in March 2024.
From Rocket Homes Real Estate and based on county public records data.