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Panama City Beach is located in Bay County, Florida. There are roughly 9,009 residents, living in 3,964 households. The average temperature for Panama City Beach this time of the year is low of 74F and high of 90F. On average, Panama City Beach gets about 8.97 inches of precipitation in July. Most residents are home owners (59%), have a post secondary degree (53%) and are single, no kids (48%).