Well maintained 2 Family Home in prime location with 2 bedrooms, living room, dining room, eat in kitchen & 1 full bath on 1st fl. owner occupied. 2nd floor tenant occupied with 2 bedrooms, eat in kitchen, living room , dining room currently being used as bedroom & 1 full bath with front & back entrance. Separate Utilities except for water with newer boilers, electrical panels, hot water heaters, roof & chimney liner. Huge walk up attic with endless possibilities & full unfinished walk out basement with utility room & laundry hook up. Home also offers a nice private backyard. Tenant is on a month to month basis. Close to Schools, Shopping & Major Highways. Sale Contingent Upon Seller finding suitable housing - Home being sold in AS IS Condition with no known issues.
Property Details
Property Features
Property Information:
Architectural Style: 2-Two Story
Year Built: 1920
Listing Office:
Office Name: COLDWELL BANKER REALTY
Office Phone: (973) 778-4500
Interior Features
Interior Information:
Appliances: Refrigerator
Basement: Yes
Bedroom and Bathroom Information:
Full Bathrooms: 2
Total Bedroom Count: 4
Exterior Features
Parking Information:
Parking: On-Street Parking, On-Street Parking
Lot Features
Lot Information:
Lot Size: 0.06 Acres
Utilities
Utilities Information:
Heating: Multi Unit(s), Natural Gas
Cooling: Ceiling Fan(s)
Other
Directions Information:
Directions: Getty or Main to Elk St.
Price Information
Listing Price Info
Price Summary:
List Price: $374,900
What can I afford?
Understand what home price range makes sense for your budget.
Housing Market Comparison
See how this home compares to others in Paterson, NJ.
Disclaimer: The data relating to real estate for sale on this website comes in part from the IDX Program of Garden State Multiple Listing Service, L.L.C. Real estate listings held by other brokerage firms are marked as an IDX Listing. Information deemed reliable but not guaranteed.
Notice: The dissemination of listings displayed herein does not constitute the consent required by N.J.A.C. 11:5.6.1 (n) for the advertisement of listings exclusively for sale by another broker. Any such consent must be obtained in writing from the listing broker.
The information on this web site is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. We are not responsible or liable for misinformation, misprints, or typographical errors. All information provided is deemed reliable but is not guaranteed and should be independently verified through personal inspection by and/or with the appropriate professionals. Properties subject to prior sale, change, withdrawal or rental. Data displayed may be a portion of, and not a complete set of all listings published in the MLS. Last updated on: 4/28/2024, 7:25:13 PM Eastern. If you have any questions regarding the accuracy of this data, please contact us at help@rockethomes.com.
Property Sales & Tax
We're sorry, we currently don't have sales or tax history data for this listing.
Payment Calculator
Calculate your estimated monthly expenses for this listing. Play with the values below to better understand your monthly payment and utilities.
$1,939
Per Month
Principal & Interest
$1,872
Home PriceThe dollar amount you pay for the home.
$
Interest RateMortgage interest rates fluctuate, but they're typically in the 5% to 9% range. Your rate will be calculated based on personal details including your credit score.
%
Down PaymentThe initial money paid at closing that is usually a percentage of the purchase price. Most loans require at least 3% down, but a 0% down payment may be possible if you're eligible for a VA or USDA loan.
$%
Loan TermThis is how long you'll pay on the loan. A longer term gives you smaller payments, while a shorter term saves you money on interest.
Property Taxes
$0
Property Taxes -Annual CostEvery homeowner pays taxes to their local government based on their home's value and the property tax rates for the county or city. Most areas charge property taxes semiannually.
$/ Year
Mortgage Insurance
$0
Mortgage Insurance -Monthly PremiumMortgage insurance helps secure a mortgage with a lower down payment. It typically costs 0.1% - 2% of your loan amount per year.
$/ Month
Homeowners Insurance
$67
Homeowners Insurance -Monthly PremiumMost homeowners pay about $1,000 a year for homeowners insurance, but the cost varies based on your location, home and coverage.
$/ Month
Homeowners Association (HOA)
$0
Homeowners Association -Monthly FeesHomeowners Association (HOA) fees can range from $30 per month to $500+ per month. Be sure to ask your agent about HOA fees on a home as it can impact your affordability or check the online home listing.
$/ Month
Utilities
$0
Utilities - Monthly CostYou'll need to budget for utilities as a homeowner, which typically includes water and sewer, gas and electric, internet and cable. Cost will depend on your location and the size of your home. On a monthly basis, Americans pay $239 - $442 per month.
$/ Month
Recommended Financing
30-Year Fixed
Rate/APR
7.5% / 6.68%
Total Monthly Payment
$1,190
Powered By
Advertisement
NMLS#3030
Schools
Schools Nearby
The school rating is a score out of 10, where 10 is the highest and 1 is the lowest. Assigned schools have a bold outline.
We're sorry, we currently don't have assigned school data for this listing.
Nearby Schools
4
/10
School #4
194 W 2nd St
Distance between this listing and this school0.65 miles
Public District Grades KG-5
6
/10
School #5
136 Valley Rd
Distance between this listing and this school0.79 miles
Public District Grades KG-5
3
/10
School 15
98 Oak St
Distance between this listing and this school1.00 miles
Public District Grades PK-5
Nearby Schools
4
/10
Charles J Riley School 9
6 Timothy St
Distance between this listing and this school0.18 miles
Public District Grades KG-8
2
/10
School 8
35 Chadwick St
Distance between this listing and this school0.61 miles
Public District Grades KG-8
5
/10
Classical Academy Charter School of Clifton
20 Valley Rd
Distance between this listing and this school0.65 miles
Public Charter Grades 6-8
Nearby Schools
3
/10
Paterson Charter School For Science/Technology
276 Wabash Ave
Distance between this listing and this school0.62 miles
Public Charter Grades KG-12
3
/10
International High School
200 Grand St
Distance between this listing and this school1.32 miles
Public District Grades 9-12
3
/10
School of Earth and Space Science
201 Memorial Dr
Distance between this listing and this school1.42 miles
The neighbors living near this home have an average income of $32,973. The majority of Paterson, NJ residents have income less than $35k annually. The majority of families are married, with kids. Most residents in this area have high school diploma education.
This home is located at 20 Elk St in Paterson City, NJ and zip code 07503 in the South Paterson neighborhood. This home, which was built in 1920, sits on a 0.06 acre lot. Features: 4 bedrooms, 2 bathrooms. It has been listed on Rocket Homes since March 20, 2024 and is currently priced at $374,900.
The number of listings in Paterson, NJ increased by 23.3% between February 2024 and March 2024. While the average time on the market in March 2024 was 88 days, the median list price was $446,000.
From Rocket Homes Real Estate and based on county public records data.