Come experience coastal magic in this stunning beachfront property in Rio Del Mar on the shores of Monterey Bay. Sunsets, bonfires, family time, surfing, ocean breezes with palm trees rustling, and miles of beach just off your doorstep are all there for you. Built in the 40s with a Spanish Mediterranean design and impeccably updated over the years, retaining this home's old-world charm and character. Ocean views abound, with almost every room taking full advantage of the Pacific Oceans' ever-changing landscape. Multiple indoor and outdoor spaces provide many options to find solitude, whether it's morning coffee on the brick patio, afternoon sunbathing on the upper deck, or an evening BBQ in the backyard. An upstairs and downstairs living area, four bedrooms, and three full baths give everyone room to spread out. A single-car garage with ample space to fit all the beach toys as well as off-street and public parking. This is a top-notch home close to shopping, dining, and golf.
Property Details
Property Features
Property Information:
Year Built: 1942
Living Area: 1,974 SqFt
Listing Office:
Office Name: Bailey Properties
Office Phone: (831) 688-7434
Listing Agent: Bret Zischke
Interior Features
Interior Information:
Appliances: Dishwasher, Disposal, Refrigerator
Flooring Type: Stone, Tile
Fireplace: Living Room
Bedroom and Bathroom Information:
Full Bathrooms: 3
Total Bedroom Count: 4
Exterior Features
Exterior Information:
View: Bay, Ocean, Water
Parking Information:
Garage Space: 1 space
Attached Garage: Yes
Parking: Off Street
Lot Features
Lot Information:
Lot: Level, Zero Lot Line
Lot Size: 0.18 Acres
Utilities
Utilities Information:
Heating: Forced Air, Fireplace(s), Radiant
Cooling: None
School Info
Assigned Schools Information:
Aptos High School, Public District Grades 9-12
Aptos Junior High School, Public District Grades 7-8
Rio Del Mar Elementary School, Public District Grades KG-6
Other
Directions Information:
Directions: Cross Street: Rio Del Mar Blvd
Price Information
Listing Price Info
Price Summary:
List Price: $5,330,000
Price Per SqFt: $2,700/SqFt
Tax Information:
Annual Amount: $37,122
Tax Year: 2021
What can I afford?
Understand what home price range makes sense for your budget.
Housing Market Comparison
See how this home compares to others in Aptos, CA.
This property is $3.9M more than the Median Sold Price and $1.8K/SqFt more than other homes in Aptos, CA.
Based on homes sold in the last 12 months
MLS Details
MLS Information:
MLS Name: CRMLS
MLS Number: #ML81958032
Listing Office:
Office Name: Bailey Properties
Office Phone: (831) 688-7434
Listing Agent: Bret Zischke
Based on information from California Regional Multiple Listing Service, Inc. and /or other sources. All data, including all measurements and calculations of area, is obtained from various sources and has not been, and will not be, verified by broker or MLS. All information should be independently reviewed and verified for accuracy. The data contained herein is copyrighted by CRMLS and is protected by all applicable copyright laws. Any dissemination of this information is in violation of copyright laws and is strictly prohibited.
The information being provided by California Regional Multiple Listing Service, Inc. (“CRMLS”) is for your personal, non-commercial use and may not be used for any purpose other than to identify prospective properties you may be interested in purchasing. Any information relating to a property referenced on this web site comes from CRMLS. Properties may or may not be listed by the office/agent presenting the information. Real estate listings held by brokerage firms other than this broker are marked with the Internet Data Exchange logo and detailed information about them includes the names of the listing brokers and listing agents. MLS search engine provided by IHR Technology Services. This data is updated every 2 hours. Some properties appearing for sale on this display may subsequently have sold and may no longer be available. Data displayed may be a portion of, and not a complete set of all listings published in the MLS. Last updated on: 4/29/2024, 10:25:19 AM Eastern. If you have any questions regarding the accuracy of this data, please contact us at help@rockethomes.com.
Property Sales & Tax
Listing History
DATE
EVENT
PRICE
Jul 13, 2007
Jul 13, 2007Home Sold
$2,725,000
Mar 05, 1996
Mar 05, 1996Home Sold
$609,500
Tax History
YEAR
PROP. TAX
ASSESSMENT
2021
$37,122
$3,306,764
2020
$36,549
$3,272,857
2019
$34,986
$3,208,684
2018
$34,986
$3,145,768
2017
$34,163
$3,033,686
History based on county public records data.
Payment Calculator
Calculate your estimated monthly expenses for this listing. Play with the values below to better understand your monthly payment and utilities.
$26.6K
Per Month
Principal & Interest
$26.6K
Home PriceThe dollar amount you pay for the home.
$
Interest RateMortgage interest rates fluctuate, but they're typically in the 5% to 9% range. Your rate will be calculated based on personal details including your credit score.
%
Down PaymentThe initial money paid at closing that is usually a percentage of the purchase price. Most loans require at least 3% down, but a 0% down payment may be possible if you're eligible for a VA or USDA loan.
$%
Loan TermThis is how long you'll pay on the loan. A longer term gives you smaller payments, while a shorter term saves you money on interest.
Property Taxes
$0
Property Taxes -Annual CostEvery homeowner pays taxes to their local government based on their home's value and the property tax rates for the county or city. Most areas charge property taxes semiannually.
$/ Year
Mortgage Insurance
$0
Mortgage Insurance -Monthly PremiumMortgage insurance helps secure a mortgage with a lower down payment. It typically costs 0.1% - 2% of your loan amount per year.
$/ Month
Homeowners Insurance
$67
Homeowners Insurance -Monthly PremiumMost homeowners pay about $1,000 a year for homeowners insurance, but the cost varies based on your location, home and coverage.
$/ Month
Homeowners Association (HOA)
$0
Homeowners Association -Monthly FeesHomeowners Association (HOA) fees can range from $30 per month to $500+ per month. Be sure to ask your agent about HOA fees on a home as it can impact your affordability or check the online home listing.
$/ Month
Utilities
$0
Utilities - Monthly CostYou'll need to budget for utilities as a homeowner, which typically includes water and sewer, gas and electric, internet and cable. Cost will depend on your location and the size of your home. On a monthly basis, Americans pay $239 - $442 per month.
$/ Month
Recommended Financing
30-Year Fixed
Rate/APR
7.5% / 6.68%
Total Monthly Payment
$16K
Powered By
Advertisement
NMLS#3030
Schools
Schools Nearby
The school rating is a score out of 10, where 10 is the highest and 1 is the lowest. Assigned schools have a bold outline.
Elementary School
7
/10
Rio Del Mar Elementary School
819 Pinehurst Dr
Distance between this listing and this school1.13 miles
Public District Grades KG-6
Middle School
5
/10
Aptos Junior High School
1001 Huntington Dr
Distance between this listing and this school1.21 miles
Public District Grades 7-8
High School
7
/10
Aptos High School
100 Mariner Way
Distance between this listing and this school2.10 miles
Public District Grades 9-12
Assigned Schools
7
/10
Rio Del Mar Elementary School
819 Pinehurst Dr
Distance between this listing and this school1.13 miles
Public District Grades KG-6
Nearby Schools
6
/10
Valencia Elementary School
250 Aptos School Rd
Distance between this listing and this school0.89 miles
Public District Grades KG-6
5
/10
Mar Vista Elementary School
6860 Soquel Dr
Distance between this listing and this school1.97 miles
Public District Grades KG-6
Assigned Schools
5
/10
Aptos Junior High School
1001 Huntington Dr
Distance between this listing and this school1.21 miles
Public District Grades 7-8
Nearby Schools
6
/10
New Brighton Middle School
250 Washburn Ave
Distance between this listing and this school3.04 miles
Public District Grades 6-8
5
/10
Shoreline Middle School
855 17th Ave
Distance between this listing and this school4.91 miles
Public District Grades 6-8
Assigned Schools
7
/10
Aptos High School
100 Mariner Way
Distance between this listing and this school2.10 miles
Public District Grades 9-12
Nearby Schools
6
/10
Soquel High School
401 Old San Jose Rd
Distance between this listing and this school3.98 miles
Public District Grades 9-12
7
/10
Cypress Charter High School
2039 Merrill St
Distance between this listing and this school4.81 miles
The neighbors living near this home have an average income of $114,189. Typical income of Aptos, CA residents is between $100k-200k annually. The majority of families are single, no kids. The majority of residents in this area have post secondary degree education.
All data provided by Home Junction and Claritas
Frequently Asked Questions About 431 Beach Dr
What is the listing price of this property?
The listing price of 431 Beach Dr property is $5,330,000.
What type of property is this?
The property 431 Beach Dr is a house located in Aptos, California, 95003.
Is this property for sale now?
Active Listing: 431 Beach Dr is For Sale (Active/New) which means the seller is accepting offers.
What are the assigned schools for this property?
The assigned schools for 431 Beach Dr are: Rio Del Mar Elementary School: GreatSchools Rating 7/10Aptos Junior High School: GreatSchools Rating 5/10Aptos High School: GreatSchools Rating 7/10
What is the annual property tax for this property?
According to the records, the last property tax for 2021 is $37,122 (source: MLS/based on county public records data).
When was this property sold last time and for how much?
The last sale was on July 13, 2007 for $2,725,000. (source: MLS/tax record).
How many bedrooms and bathrooms does this property have?
The property at 431 Beach Dr has 4 bedrooms and 3 bathrooms.
What is the square footage of this property?
The property 431 Beach Dr is 1,974 SqFt (source: MLS/tax record).
Which year was this property built?
The year of construction for 431 Beach Dr is 1942.
By checking this box and submitting your personal information, you agree to our Terms of Use and Privacy Policy. You also expressly consent to having Rocket Homes Real Estate LLC, its Family of Companies, Rocket Homes Network Partners, and potentially our mortgage partners contact you about your inquiry by text message or phone (including automatic telephone dialing system or an artificial or prerecorded voice) to the residential or cellular telephone number you have provided, even if that telephone number is on a corporate, state, or national Do Not Call Registry. You do not have to agree to receive such calls or messages as a condition of getting any services from Rocket Homes Real Estate, LLC or its partners. By communicating with us by phone, you consent to calls being recorded and monitored. You also agree that we can share your personal data and contact information with third parties such as mortgage partners, partner companies, and affiliates, and that these parties may use your personal data and contact information for marketing and analytic purposes, and to improve your experience.
This home is located at 431 Beach Dr in Aptos, CA and zip code 95003 in the Aptos Beach neighborhood. This 1,974 square foot home, which was built in 1942, sits on a 0.18 acre lot. Features: 4 bedrooms, 3 bathrooms. It has been listed on Rocket Homes since March 28, 2024 and is currently priced at $5,330,000.
In March 2024, from all listings sold in Aptos, CA there were more than 8 sold above asking price, over 7 sold below and more than 0 were sold right at the asked price. In March 2024 in Aptos, CA there were 11.8% more homes for sale than in February 2024. In March 2024, listings were on the market for 21 days. During the same period, the median list price in this real estate market was $1,345,750.
From Rocket Homes Real Estate and based on county public records data.
Based on information from California Regional Multiple Listing Service, Inc. and /or other sources. All data, including all measurements and calculations of area, is obtained from various sources and has not been, and will not be, verified by broker or MLS. All information should be independently reviewed and verified for accuracy. The data contained herein is copyrighted by CRMLS and is protected by all applicable copyright laws. Any dissemination of this information is in violation of copyright laws and is strictly prohibited. 
PGA/LPGA
PGA/LPGA
Men's Tennis
Skiing/snowboarding
Stein Mart
Chico's
Bloomingdales
Bonefish Grill
California Pizza Kitchen
Chipotle
Lincoln
Cadillac
Lexus
Classical
News
Talk/Personality